Privacy Policy

This Privacy Policy sets forth the policy of ClearEdge Lending (“ClearEdge” or the “Company”) with respect to nonpublic personal information that the Company may collect through this website (the “Site”).  This Privacy Policy applies to individuals only and may be changed at any time, provided that if we make any substantial change to this Privacy Policy, we will post a prominent announcement on the Site and will post the updated Privacy Policy here. The Company recommends and encourages you to periodically review this page for the latest version of this Privacy Policy.  By using the Site, you agree to the terms of this Privacy Policy.  If you do not agree to these terms, or at any time to any future version of these terms, you must discontinue your use.

You may browse areas of the Site that do not require entry of log-in credentials without actively entering personal information.  However, certain information may be provided to the Company automatically by your web browser or application when entering or utilizing the Site, including, as examples:  IP addresses; other device identifiers; browser types; operating systems; access dates and times; and referring and exiting URLs.

Certain areas and services on the Site may ask you to provide personal information, including through completion of forms on various pages of the Site.  The Company will only use the information provided for the purpose for which it was provided or other purposes for which you give consent.

Except as required by law, the Company does not disclose any of this personal information to anyone, other than to its affiliates, and except as permitted by law, to the Company’s attorneys and regulators and to certain service providers, such as a third party that hosts this Site.  The Company maintains appropriate technical and organizational security procedures in order to keep your personal information confidential, and protect users’ personal information against the loss, misuse, unauthorized access, disclosure or alteration, in accordance with applicable data protection and privacy laws. However, the Company cannot ensure or warrant the security of any information that users transmit to the Site.

This Site may use “cookies,” which may automatically collect certain information and data.  “Cookies” are small pieces of data sent to your computer browser from the Company’s web server and stored on your computer’s hard drive.  The data identifies you as a unique user and facilitates your ongoing access to and use of this Site.  Cookies also help the Company diagnose problems with the Company’s server.

The Site may contain hyperlinks to websites of third parties.  If you decide to follow such links, be aware that the Company does not take any responsibility for the third-party content or compliance of the third-party website with data privacy laws.  This Privacy Policy does not apply to such third-party content or sites.

The Company does not knowingly collect, use, or disclose personal information from children under the age of 13.  If the Company is made aware that is has collected personal information from a child under 13 years old in a manner that is inconsistent with the Children’s Online Privacy Protection Act, the Company will delete this information as soon as possible.

The Company seeks to carefully safeguard your private information and, to that end, restrict access to nonpublic personal information about you to those employees and to certain other persons, including service providers such as a third party that hosts this Site, who need to know such information.

You may at any time review your personal information stored by the Company and request its correction or deletion.  For this purpose and for other questions, comments or enquiries regarding the collection, processing and storage of your personal information by the Company, or if you have any other questions or comments about this Privacy Policy, please feel free to contact the Company by emailing info@clearedgelending.com.

All requests related to data and information governed by this Privacy Policy will be handled in accordance with applicable data protection and privacy laws.

California Consumer Privacy Act

Categories of Personal Information We Collect

ClearEdge may process the following categories of NPI:

  • First & Last Names
  • Job Titles
  • Birth Dates
  • Age
  • Gender
  • Ethnicity
  • Home Addresses
  • Email Addresses (Personal & Business)
  • Phone Numbers (Personal & Business)
  • Government-Issued Identifications (Passport, Driver’s License, etc.)
  • Social Security Numbers
  • Employer Identification Number
  • Tax Identification Number
  • Tax Returns or Forms
  • Financial Account Numbers
  • Credit or Debit Payment Card Numbers
  • Compensation & Benefits Data
  • Workers Compensation Claim Data
  • Education Data
  • Dependent or Beneficiary Data
  • Usernames & Passwords
  • IP Addresses
  • Any other personal information that you may disclose to us

How We Collect Your NPI

NPI Received From You

You may provide ClearEdge with your NPI by filling out forms that we request from you; sending us documents; through our website; through our hosted online portals; or through our correspondence with you via mail, email, phone, or otherwise.

NPI Received From Third-Party Sources

ClearEdge may collect your NPI from other sources such as, but not limited to, publicly available databases, credit bureaus, banks, know-your-client checking agencies, background checking agencies, healthcare or insurance providers, payroll providers, or third-party hosted online portals.

Your Rights & Requests

Rights

Under applicable privacy laws or regulations, you may have the following rights in relation to your NPI:

  • Right to access your NPI or request information regarding your NPI
  • Right to opt out of the sale of your NPI
  • Right to request erasure of your NPI
  • Right to data portability/receive the NPI that you provided to us in a structured, commonly used, and machine-readable format, and have the right to receive such data without hindrance from us

Exercising Your Rights

If you would like to request information about our processing activities with respect to your NPI or would like to exercise your rights, as described in the Rights section, you may contact us at 866-690-2473 or legal@clearedgelending.com or submit a request through our website by clicking here. ClearEdge does not charge for this service. For your protection, we will need to verify your identity prior to complying with your request.

ClearEdge will make a good faith effort to provide you with the requested information without undue delay, but no later than required by law. ClearEdge reserves the right to limit or deny access to the requested information where providing such information would be unreasonably burdensome or expensive, or as otherwise permitted under relevant laws or regulations. If ClearEdge determines that the requested information cannot be provided in any particular instance, ClearEdge will provide the requestor with an explanation for why the information cannot be provided.