Product Overview

Near Prime Borrower. Income Documentation: Full Doc, Express Doc, Bank Statement, Asset Utilization, Asset Only.

• Max LTV: 90% (purchase), 80% LTV to $3,000,000
• Min FICO: 680
• Loan Amount: Up to $3,000,000
• Credit History: 4 years seasoning FC, SS and BK

Out of the box solutions for borrowers recovering from recent credit events.

• Max LTV: 90% (purchase)
• Min FICO: 620
• Loan Amount: Up to $2,500,000
• Credit History: 1 year seasoning FC, SS and BK

Designed specifically for borrowers with large significant assets. Qualify solely based on assets. No DTI. Enough assets to cover Loan Amount, Monthly Debt for 24 months and 12 months reserves.

• Max LTV: 80% (purchase)
• Min FICO: 720 Loan Amount: Up to $2,000,000

Give your Non-QM Loan a DU® Boost

• Use FNMA DU® with PRIME and PLUS Connect features
• Bank Statement Income (eligible)
• Interest Only
• 40 Year Term
• Loan Amounts from $125,000 – $2,500,000

Designed for real estate investors looking to expand their portfolio. DSCR Program as low as $100,000 loan amount.

• Minimum .75 ratio and a No Ratio option.
• Max LTV: 80%
• Minimum FICO: 660
• Foreign Nationals (FL only)
• Loan Amount Up to: $2,000,000

For borrowers with excellent credit and stable income and employment history.

• Max LTV: 89.99%
• Min FICO: 660
• Loan Amount: $3,000,000