SERVICE DRIVEN
We are excited to enter the Southeast marketplace and provide brokers an excellent way to expand into Non-QM lending by offering a full service, local branch to support credit and customer service needs.
As Non-QM origination volume continues to grow at a robust pace, we are committed to helping the industry continue its upward trajectory with their streamlined guidelines and team support. Those interested in a growth-oriented career with ClearEdge Lending should email John Burns for outside sales positions in GA, FL, NC, SC, TN.
SOLUTION ORIENTED
Product Highlight: ClearEdge PLUS, our #1 product for your borrowers who just missed out on conventional/jumbo.
Our PLUS Product offers a full suite of aggressively priced solutions:
- Full doc, O/O 5 year ARM par rates starting in the 4% range
- O/O & N/O/O close in corp or LLC
- Loan amounts to $2.5M,
- 90% max LTV, $1.5M (Full Doc)
- 661 min FICO (Full Doc)
- Allows for 1 year tax returns, 1 year W2 or 1099 and 30 days pay stubs (Express Doc)
- 4 years seasoning for housing event & BK, mtg 0x12 last 12 months
- Asset utilization offered up to 75% LTV, 25 bps price adjustment
- Only as few as 6 months reserves
- N/O/O, no prepay, up to 15 financial properties OK, Interest Only OK
- DTI up to 50%
Recent N/O/O Quote:
- 30 Year Fixed, 4.99%, BPC, No Prepay
WE’RE FASTER. A LOT FASTER.
From submission to underwriting in minutes to LE, CD, loan scenario requests and bank statement reviews same day or next day…allowing you to move a lot more loans through your pipeline.
Hear what our west coast clients are saying:
“We went from submission to docs in 8 business days with a very good fixed rate.” – Broker from Riverside, CA
“Wow! Y’all are super easy to work with!!!” – Broker from San Dimas, CA
“We closed two loans with ClearEdge with great rates. They are the investor, not a pass through and helped overcome difficult circumstances.” – Broker from Costa Mesa, CA
“The easiest loan process. My clients love me!” – Broker from San Diego, CA