ClearEdge currently originates loans (primarily for personal, family, or household purposes) in the following states:
| Alabama | Arizona* | Arkansas |
| California | Colorado | Connecticut |
| Delaware | District of Columbia | Florida |
| Georgia | Idaho | Illinois |
| Indiana | Iowa | Kansas |
| Kentucky | Louisiana | Maine |
| Maryland | Michigan | Minnesota |
| Mississippi | Missouri | Montana |
| Nebraska | Nevada | New Hampshire |
| New Jersey | New Mexico | North Carolina |
| Ohio | Oklahoma | Oregon |
| Pennsylvania | Rhode Island | South Carolina |
| Tennessee | Texas~ | Utah |
| Vermont | Virginia | Washington |
| Wisconsin |
For more details on the licenses held by ClearEdge Lending LLC, see below or visit www.nmlsconsumeraccess.org
| Alabama | Licensed by the State Banking Department of Alabama, Bureau of Loans – Consumer Credit License #22726 |
| Arizona* | Wholesale Lender Exemption |
| Arkansas | Mortgage Banker License #123880 |
| California |
Licensed by the Department of Financial Protection and Innovation California Financing Law License 60DBO-106656 California Residential Mortgage Lending Act License 41DBO-198011 |
| Colorado | Mortgage Company Registration – Regulated by the Division of Real Estate – www.dora.state.co.us/real-estate |
| Connecticut | Licensed as a Mortgage Lender ML-1924815 |
| Delaware | Delaware Lender License #035000 |
| District of Columbia | D.C. Mortgage Dual Authority License #MLB1924815 |
| Florida | Mortgage Lender License #MLD1949 |
| Georgia | Georgia Mortgage Lender Licensee #69332 |
| Idaho | Idaho Mortgage Broker/Lender License – MBL-2081924815 |
| Illinois | Residential Mortgage Licensee # MB.6761478 – Licensed by the Department of Financial and Professional Regulation, Mortgage Banking Division, 555 West Monroe Street, 5th Floor, Chicago, IL 60661, (888) 473-4858 |
| Indiana | Licensed by the Indiana Department of Financial Institutions, Mortgage Lending License |
| Iowa | Mortgage Banker License #2020-0021 |
| Kansas | Mortgage Company Licensee regulated by the Office of the State Bank Commissioner MC.0025632 |
| Kentucky | Mortgage Company license – License #MC715804 |
| Louisiana | Residential Mortgage Lending License |
| Maine | Supervised Lender License No. 1924815 |
| Maryland | Mortgage Lender License #06-24288 |
| Michigan | Licensed by the Michigan Department of Insurance and Financial Services, Consumer Finance Section Michigan 1st Mortgage Broker/Lender License #FL0022791 |
| Minnesota |
Residential Mortgage Lender License # MN-MO-1924815 This is not an offer to enter into an interest rate lock agreement under Minnesota law. |
| Mississippi | Mortgage Lender License # 1924815 |
| Missouri |
Mortgage Company License #1924815 In-State Branch License #2352150 7280 NW 87th Terrace Suite C-210, #231 Kansas City, MO 64153 |
| Montana | Mortgage Lender License #1924815 |
| Nebraska | Mortgage Banker License |
| Nevada | Mortgage Company License #5307 |
| New Hampshire | Licensed by the New Hampshire Banking Department # 1924815MB |
| New Jersey | Licensed by the New Jersey Department of Banking and Insurance, New Jersey Residential Mortgage License, ClearEdge Lending LLC, 20 Enterprise, Suite 350, Aliso Viejo, CA 92656 |
| New Mexico | Financial Institutions Division, NMLS #1924815 |
| North Carolina | Mortgage Lender License L-198026 |
| Ohio | Licensed by the Ohio Division of Financial Institutions, Ohio Mortgage Lending Act Certificate of Registration – License #RM.804680.000 |
| Oklahoma | Oklahoma Mortgage Lender License MLO13359 |
| Oregon | Licensed by the Oregon Division of Financial Regulation |
| Pennsylvania | Mortgage Lender License #91839 |
| Rhode Island | Rhode Island Licensed Lender # 20214241LL |
| South Carolina | BFI Mortgage Lender/Servicer License MLS-1924815 |
| Tennessee | Licensed by the Tennessee Department of Financial Institutions – License #199314 |
| Texas~ | SML Mortgage Company License |
| Utah | DFI Residential First Mortgage Notification |
| Vermont | Lender License # LL-1924815 |
| Virginia | Virginia Lender License # MC-7220 |
| Washington | Licensed by the Department of Financial Institutions under the Consumer Loan Act License #CL-1924815 |
| Wisconsin | Licensed by the Department of Financial Institutions, State of Wisconsin – Mortgage Banker License #1924815BA |
ClearEdge is not licensed in all 50 states nor by any United States territories.
ClearEdge Lending LLC (“ClearEdge”) is an Equal Housing Lender. ClearEdge fully complies with the Equal Credit Opportunity Act (“ECOA”) as well as all other Federal regulations and state statutes as required. All information received from mortgage brokers is strictly voluntary and will be kept confidential and in compliance with ClearEdge’s Privacy Policy.
~ For Texas Consumers – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV .
The ClearEdge leadership team is made up of seasoned veterans from the residential mortgage industry, with an average of 25 years of experience in single family lending. As a lender working with TPOs, we offer Non-QM programs focused on simplicity and we are backed by a local full-service branch strategy providing brokers with excellent team support.
© 2026 ClearEdge Lending LLC. NMLS 1924815. For licensing information, go to www.nmlsconsumeraccess.org. Use of this website is intended for industry professionals and is not intended for use by consumers. All rights reserved. Equal Housing Lender.
