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Flex Connect (DU + Non-QM)

Home / Non-QM / Flex Connect (DU + Non-QM)

Close More Loans with Flex Connect

Flex Connect offers a streamlined process and reduced documentation that removes the hurdles of a typical Non-QM origination process and increases your speed-to-close.

You run DO/DU and we’ll follow your findings, including:

  • No Reserves on O/O Purchase/R&T

  • No VOR’s

  • No Payment Shock

  • No Restrictions for first time home buyers

  • 30 and 40 year I/O

  • No Seasoning on R/T

  • 100% Gift allowed

  • No borrower minimum for O/O and 2nd home

  • Continuity of Obligation: 1 Day

  • Owner, Non-Owner, 2nd Home

  • Full doc, express doc, and bank statements!

Ways to Flex

  • All Occupancy Types

  • All Transaction Types

  • Up to 80% LTV

  • $2.5MM

  • 640 FICO

We Make it Easy with Flex Connect

  • Stack Guidelines – make the deal work with multiple sources of income

  • Fewer Conditions – easier for everyone

  • Bank Statements – 12- or 24-month options

  • Hybrid/Transferred Appraisal – allowed

  • Non-Warrantable Condos – expand property opportunities

  • Employment Related Assets – 5 Year Amortization

  • Vesting in an LLC/Corp – allowed on all occupancy types

  • Fast Turn Times – contact us today for details

  • Underwriting -managed by seasoned, in-house professionals

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