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Plus Jade – Full Doc

Our Plus Jade – Full Doc product offers flexible mortgage solutions for primary residences and second homes, with loan amounts up to $3 million, LTV up to 85%, and credit scores starting at 620.

  • Primary residence and second home

  • Up to 85% LTV

  • Credit scores starting at 620

  • Maximum loan amount $3MM

Plus Jade: 12 & 24-Month Bank Statements/1099

The Plus Jade – 12 and 24-month bank statement and 1099 mortgage products provides alternative documentation options for individuals with non-traditional income, offering flexible loan amounts and competitive terms for both purchases and refinances.

  • Primary residence and second home options

  • Up to 85% LTV

  • Credit scores starting at 620

  • Maximum loan amount $3MM

Premier Jade: Full Doc

The Premier Jade – Full Doc mortgage product offers versatile financing options for home purchases and refinances, featuring competitive loan amounts, flexible credit requirements, and a variety of fixed and adjustable-rate terms.

  • Primary residence and second home

  • Maximum loan amount $2MM

  • Up to 80% LTV

  • Credit scores starting at 680

  • Cash-out refinance up to 75% LTV

Premier Jade: 12 & 24-Month Bank Statements

The Premier Jade – 12 and 24-month bank statement is a mortgage product offering fixed-rate terms and adjustable-rate mortgages (ARMs) for primary residences, second homes, and investment properties, with flexible documentation requirements and loan amounts up to $2.5 million.

  • Primary residence and second home

  • Up to 80% LTV

  • Credit scores starting at 680

  • Cash-out refinance up to 75% LTV

  • Maximum loan amount $2MM

Prime Jade: Full Doc

Prime Jade – Full Doc offers flexible mortgage solutions for primary residences and second homes, with loan amounts up to $4 million, LTV up to 90%, and credit scores starting at 660.

  • Primary residence and second home

  • Up to 90% LTV

  • Credit scores starting at 660

  • Cash-out refinance up to 80% LTV

  • Maximum loan amount $2.5MM

Prime Jade: 12 & 24-Month Bank Statements/P & L/WVOE/1099/Asset Utilization

The Prime Jade – 12 & 24-Month Bank Statements/P & L/WVOE/1099/Asset Utilization products provides flexible financing options for individuals with non-traditional income verification, offering competitive rates for home purchases and refinances, with various loan amounts and terms.

  • Primary residence and second home

  • Up to 90% LTV

  • Credit scores starting at 660

  • Cash-out refinance up to 75% LTV

  • Maximum loan amount $2MM

Investor Jade: DSCR/No Ratio

The Investor Jade – DSCR/No Ratio product is designed for real estate investors, offering financing for 1-4 unit properties with flexible terms, high loan limits, and options for both long-term and short-term rental income qualification.

  • 1-4 unit investment properties

  • Maximum loan amount $3.5MM

  • 75% LTV Purchase & Rate/Term

  • 70% LTV on Cash-out

  • Credit scores starting at 680

Investor Jade: DSCR 5-8 Units and 2-8 Mixed Use

The Investor Jade – DSCR 5-8 Units and 2-8 Mixed Use product provides tailored financing for multi-unit residential and mixed-use properties, offering competitive loan limits, flexible terms, and options for real estate investors with experience.

  • 5-8 residential units and 2-8 mixed-use properties

  • Maximum loan amount $2MM

  • Up to 70% LTV Purchase

  • Credit scores starting at 700

  • Cash-out refinance up to 65% LTV

Investor Jade: DSCR Foreign National and ITIN

The Investor Jade DSCR Foreign National and ITIN product offers financing options for foreign nationals and ITIN borrowers for investment properties, providing flexible terms and competitive loan amounts for both long-term and short-term rental investments.

  • Investment properties for foreign nationals and ITIN borrowers

  • Maximum loan amount $1.5MM

  • Up to 70% LTV Purchase

  • Credit scores starting at 680

  • Up to 65% LTV Refinance

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