WHAT'S YOUR EDGE?

WHAT’S YOUR EDGE?

Our products are focused on simplicity and speed.
See what ClearEdge has to offer.

Our products are focused on simplicity and speed.
See what ClearEdge has to offer.

ABOUT US

ClearEdge Portfolio

CLEAREDGE PRODUCT PORTFOLIO

Prime Connect

Near Prime Borrower. Income Documentation: Full Doc, Express Doc, Bank Statement, Asset Utilization, Asset Only.

HIGHLIGHTS
Max LTV: 90% (purchase), 80% LTV to $3,000,000
Min FICO: 680
Loan Amount: Up to $3,000,000
Credit History: 4 years seasoning FC, SS and BK
Plus Connect

Non-Prime Borrower. Income Documentation: Full Doc, Express Doc, Bank Statement, Asset Utilization, Asset Only

HIGHLIGHTS
Max LTV: 90% (purchase)
Min FICO: 620
Loan Amount: Up to $2,500,000
Credit History: 2 years seasoning, FC, SS and BK
Asset Connect

Asset Only Income Documentation – No Income / No DTI. Sufficient Assets to cover loan amount, monthly debt for 24 months and 12 months reserves

HIGHLIGHTS
Min Credit Score: 720
Max LTV: 80% (purchase)
Loan Amount: Up to $2,000,000
No DTI
Investor Connect

Debt Service Coverage Ratio (DSCR) – Rental property qualifies itself!

HIGHLIGHTS
DSCR down to 0.75, no ratio option
Max LTV: 80%
Loan Amount: Up to $2,000,000
Min FICO: 660
Prime Jumbo Connect

Prime Borrower

HIGHLIGHTS
Min Credit Score: 660
Max LTV: 75%
Loan Amount: Up to $3,000,000
Clear Edge Niches

Use Primary Wage Earner FICO to qualify. Up to 15 financed properties.

HIGHLIGHTS:

  • 80% LTV to 3.0MM – CEL Connect 1
  • Interest Only – 5/1 and 7/1 ARMs, 40 Year Fixed I/O and 40 Year ARM I/O
  • DTI – Up to 50%
  • Vesting in LLC
  • Only 2 tradelines with a min of 12-month history – open or close
  • Negative rental cash flow to be used to offset the total income – CEL Connect 1 and 2
  • Non-Warrantable Condos – CEL Connect 2 and Investor Connect