CLEAREDGE PRODUCT PORTFOLIO
Simplifying Non-QM underwriting and process by defaulting to DU findings. Expedite your loans with minimal conditions and fast closings – bank statements, full doc, asset edge.
| HIGHLIGHTS |
| O/O: 680 Score, N/O/O & 2nd Home: 680 Score |
| O/O: Up to 80% LTV, N/O/O & 2nd Home: Up to 75% LTV |
| O/O: Up to $2.5MM, N/O/O & 2nd Home: Up to $2MM |
| O/O: 50 DTI, N/O/O & 2nd Home: 50 DTI |
A true mortgage product for real estate investors looking to expand their portfolio. We evaluate the subject property cash flow not the investors income documentation.
- No Ratio: 75% max LTV
- DSCR 1.1%: 80% max LTV
| HIGHLIGHTS |
| 640 Score (No Ratio), 620 Score (DSCR) |
| Max loan amounts up to $2MM |
| 6 months reserves PITIA |
| First time investor OK (DSCR only) |
Designed for the borrower who just missed out on conventional/jumbo, offering a full suite of aggressively priced solutions – bank statement, full doc, express doc & asset utilization.
| HIGHLIGHTS |
| 661 min credit score |
| 90% LTV Available |
| Max loan amounts up to $2.5MM |
| DTI up to 50% |
Designed for the borrower who needs underwriting flexibility or has experienced a credit event – bank statement, full doc, express doc & asset utilization.
| HIGHLIGHTS |
| 600 min credit score |
| 90% LTV Available |
| Max loan amounts up to $3MM |
| DTI up to 50% O/O, 55% N/O/O |
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