WHAT'S YOUR EDGE?

WHAT’S YOUR EDGE?

Our products are focused on simplicity and speed.
See what ClearEdge has to offer.

Our products are focused on simplicity and speed.
See what ClearEdge has to offer.

ClearEdge Portfolio

ClearEdge Portfolio

BORROWERS IMPACTED BY COVID-19 PANDEMIC

If you are a borrower who recently closed a loan with ClearEdge and you are experiencing a financial hardship due to the COVID-19 pandemic and need help with your mortgage payments, you can request assistance from your servicer.  Recently closed loans are serviced by Select Portfolio Servicing, Inc.

Select Portfolio Servicing Inc.
800-258-8602
https://www.spservicing.com/
PO Box 65450
Salt Lake City, UT 84165-0450

Customer Service Hours
M-Th 8-11 EST
Fri 8-9 EST
Sat 8-2 EST

CLEAREDGE PRODUCT PORTFOLIO

AGENCY EDGE

Simplifying Non-QM underwriting and process by defaulting to DU findings.  Expedite your loans with minimal conditions and fast closings – bank statements, full doc, asset edge.

HIGHLIGHTS
O/O: 680 Score, N/O/O & 2nd Home: 680 Score
O/O: Up to 80% LTV, N/O/O & 2nd Home: Up to 75% LTV
O/O: Up to $2.5MM, N/O/O & 2nd Home: Up to $2MM
O/O: 50 DTI,  N/O/O & 2nd Home: 50 DTI
INVESTOR EDGE

A true mortgage product for real estate investors looking to expand their portfolio. We evaluate the subject property cash flow not the investors income documentation.

  • No Ratio: 75% max LTV
  • DSCR 1.1%:  80% max LTV
HIGHLIGHTS
640 Score (No Ratio), 620 Score (DSCR)
Max loan amounts up to $2MM
6 months reserves PITIA
First time investor OK (DSCR only)
CLEAREDGE PLUS

Designed for the borrower who just missed out on conventional/jumbo, offering a full suite of aggressively priced solutions – bank statement, full doc, express doc & asset utilization.

HIGHLIGHTS
661 min credit score
90% LTV Available
Max loan amounts up to $2.5MM
DTI up to 50%
CLEAREDGE CORE

Designed for the borrower who needs underwriting flexibility or has experienced a credit event – bank statement, full doc, express doc & asset utilization.

HIGHLIGHTS
600 min credit score
90% LTV Available
Max loan amounts up to $3MM
DTI up to 50% O/O, 55% N/O/O