
WHAT'S YOUR EDGE?
WHAT’S YOUR EDGE?
Our products are focused on simplicity and speed.
See what ClearEdge has to offer.
Our products are focused on simplicity and speed.
See what ClearEdge has to offer.
ABOUT US
ClearEdge Portfolio
CLEAREDGE PRODUCT PORTFOLIO

Near Prime Borrower. Income Documentation: Full Doc, Express Doc, Bank Statement, Asset Utilization, Asset Only.
HIGHLIGHTS |
Max LTV: 90% (purchase), 80% LTV to $3,000,000 |
Min FICO: 680 |
Loan Amount: Up to $3,000,000 |
Credit History: 4 years seasoning FC, SS and BK |

Non-Prime Borrower. Income Documentation: Full Doc, Express Doc, Bank Statement, Asset Utilization, Asset Only
HIGHLIGHTS |
Max LTV: 90% (purchase) |
Min FICO: 620 |
Loan Amount: Up to $2,500,000 |
Credit History: 2 years seasoning, FC, SS and BK |

Asset Only Income Documentation – No Income / No DTI. Sufficient Assets to cover loan amount, monthly debt for 24 months and 12 months reserves
HIGHLIGHTS |
Min Credit Score: 720 |
Max LTV: 80% (purchase) |
Loan Amount: Up to $2,000,000 |
No DTI |

Debt Service Coverage Ratio (DSCR) – Rental property qualifies itself!
HIGHLIGHTS |
DSCR down to 0.75, no ratio option |
Max LTV: 80% |
Loan Amount: Up to $2,000,000 |
Min FICO: 660 |

Prime Borrower
HIGHLIGHTS |
Min Credit Score: 660 |
Max LTV: 89.99% |
Loan Amount: Up to $3,000,000 |

Use Primary Wage Earner FICO to qualify. Up to 15 financed properties.
HIGHLIGHTS:
- 80% LTV to 3.0MM – CEL Connect 1
- Interest Only – 5/1 and 7/1 ARMs, 40 Year Fixed I/O and 40 Year ARM I/O
- DTI – Up to 50%
- Vesting in LLC
- Only 2 tradelines with a min of 12-month history – open or close
- Negative rental cash flow to be used to offset the total income – CEL Connect 1 and 2
- Non-Warrantable Condos – CEL Connect 2 and Investor Connect